Some studies have been done on the trends in bankruptcies across the country since this depression in the economy started and they have found some startling and interesting data. For example, the average age of a bankruptcy filer is 38 and two out of three filers have lost their job. Other major events that affect a bankruptcy includes a major medical issue or a divorce. Combine all three (divorce, medical issue, job loss, or combination thereof) and you get 91% of all bankruptcy filings.
Sad news for bankruptcy lawyers in Texas but good news for consumers, Tennessee took the title of highest number of filings per capita at 7.65 filings per thousand residents. Overall, people need to reduce their debts, reduce their spending, and try not to accumulate any extra debt. One thing that is generally recommended is also to start a rainy day fund in case something goes wrong (like losing a job or having a medical crisis).
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